Auto Insurance FAQs
Auto Insurance FAQs
Dealing with the stress of a collision is hard enough without trying to figure out how your accident insurance works. Here are some answers to frequently-asked questions about insurance policies.
Will the insurance company guarantee your work?
We guarantee our own work, but the insurance company does not have the legal right to guarantee a third party's work.
Who pays for repairs?
It depends on the circumstances. If you were at fault, but have comprehensive or collision insurance, the insurance company would pay the costs minus your deductible. If the other party was at fault, their insurance company should pay.
Do I have to accept the insurance company's appraisal of damage?
No. Check the "Appraisal Clause" in your policy if you have differences with their appraisal. It allows you and the insurance company to gather an opinion from an appraiser you both agree upon, or a third-party "Umpire" if you cannot agree.
Do I have the right to a rental car?
If you have purchased rental car coverage and were not responsible for the accident, you may seek reimbursement from the insurance company or, if another driver was responsible for the accident, their insurance company. If you do not have rental car coverage and were responsible for the accident, you have no grounds to ask for reimbursement. If the other driver was liable, you can generally seek reimbursement from their insurance company.
Who do I call to file a claim?
Reach out to your agent or insurance provider. If someone else is liable for your damages, it's essential to also get in touch with their insurance agent or company. The assigned adjuster will then guide you on any further necessary actions.
What does my policy require me to do after an accident?
Inform your insurance provider about the accident's details, including the time, location, and circumstances of the incident. Provide the names and addresses of individuals injured in the accident as well as any potential witnesses. Collaborate fully with the investigation process. Lastly, acquire or grant authorization for your insurance company to secure necessary documents, medical records, and relevant information.
Want more information on your rights? To make an appointment, call us at 910-378-7200 or make an appointment online!
Contact Us Today!
Got questions? We've got answers! Drop us a line, give us a call, or even stop by. Our team is eager to help you with any auto repair needs you have. Let's get you back on the road safely and swiftly!
What Our Customers Are Saying
Before coming to the shop my only intention was to get my front left headlight replaced. After they explained how much simpler it would be to replace both at the same time, I decided that it was a better option to do that. So, both headlights were replaced-which would've saved time on being in a shop. Before that, I kept going in, one after the other to replace. This makes much more sense. Also, there was an electrical issue I had been dealing with for the longest time in my Subaru, and for the first time, this specific shop did a diagnosis and predetermined what the problem could be! Amazing! I was at a complete loss before they had looked at it. Being that I decided to get an entirely new vehicle, I no longer required their services. But, I would've had the opportunity to have my electrical system fixed, for the first time while owning it. My air filter also felt to be cleaned out too! It smelled so much fresher after this visit. Being that all of this was done within just a couple of hours, no waiting period for parts to come in and an air conditioned room with Netflix to sit in. I'd recommend this spot every time. If you find yourself in a pinch or just wanting to work with authentically great people who put you first, this spot is the place for you. Great service, fast paced, great quality, and such amazingly friendly staff who are experienced and knowledgeable as well as understanding and open to helping you understand what's going on as well (and I'm speaking as I know absolutely nothing about cars).
Electrical Services, near Jacksonville, NC
If you're looking for an honest, reliable automotive repair shop, I highly recommend going to Josh. Fixed my car quickly and was priced fairly. My jeep is now running great!
Jacksonville, NC
Josh is one of the very few technicians I would recommend to a friend! Very knowledgeable, very skilled and willing to tackle almost any job. Best in the city!
Jacksonville, NC
I've had a few of my vehicles fixed by josh and he always does amazing work. Great pricing and answers all my questions before I leave. Wouldn't trust anyone else.
Jacksonville, NC
